Home Loans
Donate today & help us reach our $1M goal to preserve the polar bear’s Arctic home.
Polar bears live on the ice-covered waters of the arctic, relying almost entirely on shrinking sea ice for their survival.
Home dreams, realized
Discover the dynamic duo that will help you achieve your home goals. Whether it’s a purchase or refinance, Verity Credit Union and Member First Mortgage, LLC (MFM) unite to offer a variety of loan programs to meet your needs.
- Wide range of loan offerings
- Affordable down payment options
- Competitive rates & closing costs
- Expedited closings
- Easy online application
Budget Friendly Solutions
As a community-focused, not-for-profit financial institution, our entire purpose is to serve you, and help you realize your financial dreams. Discover how our tailored-to-you loan products, competitive rates, and minimal closing costs can be the solution you seek.
“I Predict That We Could See Ice-Free Summers onthe North Pole Within a Decade.”
Owning a home is likely the biggest investment of your life — whether you’re looking to buy a new home, leverage equity you already have in yours, or sell your home, we can help!
What To Expect
A mortgage is one of the biggest purchases you make. Watch this video for a quick guide on the process, and what to expect.
Mortgage Calculator
Homebuying Guide
Be informed! Review best practices for finding, buying, and financing your new home – with a payment you can afford.
Complete our mortgage application to begin your journey to owning your new home!
34%
0
RAISED
$376,943
OUR GOAL
$1,000,000
John Forsyth, Lead Researcher, The Canadian Polar Insitute
Finish Application
Started a mortgage application? Complete it now.
If you have questions and want to talk about your specific situation, call our expert Mortgage Consultant from Member First Mortgage today:
Mortgage Consultant
CONTACT US TODAY!
RESOURCES
KNOW WHAT TO EXPECT WHEN YOU GET A MORTGAGE
We know that getting a mortgage is a big decision and we want to make sure that our members have the resources to make the mortgage process as simple as possible. From application to closing, our expert mortgage team will ensure that you stay informed.
Mortgage Calculator
Member First Mortgage
Visit the Member First Mortgage website to learn more about our mortgage partner and for more mortgage resources.
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, visit MFM's Loan Product page on their website.
Continue Your Application
Have you already started completing a mortgage application? Finish your application today!
* This is not a commitment to lend. All lending products are subject to credit and property approval. Refinancing an existing mortgage loan may cause the total finance charges to be higher over the life of the loan. Additional restrictions may apply. Jeff Prince, NMLS #287901, and Nathan Curtis, NMLS # 1746263, are authorized to act as agents of Verity Credit Union and are authorized to represent Member First Mortgage, LLC (‘MFM’). MFM (616 44th Street SE, Grand Rapids, MI 49548 | (866) 898.1818 | NMLS ID: 149532) is a Licensed Mortgage Lender/Servicer and a partner of Verity Credit Union (11027 Meridian Ave N #102 Seattle, WA 98133 | (206) 361.5391 | NMLS ID: 456945). For MFM’s state disclosure information, please visit MFM’s website. For NMLS licensing information, please visit www.nmlsconsumeraccess.org | Equal Housing Opportunity.
*Nathan Curtis and Jeff Prince are authorized to represent Member First Mortgage, LLC.
For MLO licensing information, please visit NMLS Consumer Access.
Tell us about yourself
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want a low down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
Mortgage Consultant
Tell us about yourself
I want first-time homebuyer perks
Special features and benefits exclusively for first-time buyers.
I want a low down payment
Multiple loan options that help with restricted incomes or lower credit scores.
I want a payment that doesn’t change
Fixed-rate loans lock in your rate and term for the life of the loan.
I want military or veteran perks
Loans with fewer credit requirements and low to no down-payment options.
I want a home in a rural area
USDA/RD loans can help make eligible locations more affordable.
From application to closing, our expert mortgage team will ensure that you stay informed. Watch this video to learn how to apply.
How to Apply
Find Out More About Loan Products
If you'd like to learn more about individual loan products to figure out which one is right for you, click the link below or reach out to your Loan Officer.
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Home Loans at Verity Credit Union
